We transform your credit in 45 days - with expert support every step of the way

⭐ 2,000+ Clients Helped · $40M+ Debt Removed · 45-Day Guarantee

Rebuild your credit fast and unlock real approvals — homes, cars, funding, and high-limit credit lines.

Are you ready to take control of your financial future?

Why Choose The Credit Sharks?

Results in as Little as 30 Days

Over 40 million in debt Removed

2,000+ Satisfied Clients

5 Star Client Review Across the Board

We don't just dispute- we dominate

Our proven process help eliminate debt collections and restore financial freedom so you can start living again

Money - Back Guarantee

Real Results. Real Stories.

What We Can Remove

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD-SUPPORT

HARD INQUIRIES

About Nique Mensah.

Hi, I’m Nique Mensah, the founder of The Credit Sharks, and I know what it’s like to start from the bottom, because that’s exactly where my journey began.

Not long ago, I was sleeping on my father’s couch as a mother of two, trying to figure out how to rebuild my life. My credit was in rough shape, and every “denied” letter felt like another door closing. But I refused to let bad credit define my future—or my children’s.

Through dedication, consistency, and faith, I learned the credit system inside and out. It became my bread and butter. I learned the laws, the loopholes, and the strategies that most people never get taught. Through discipline and determination, I turned my situation around and built my credit to a 775+ score. That transformation opened the doors to new opportunities. I was able to purchase multiple vehicles for my car fleet business, invest in several successful businesses, and most importantly, build the life I once only dreamed about.

Today, I’m passionate about helping others do the same. At The Credit Sharks, I don’t just clean credit—I teach you how to leverage it. I show everyday people how to use their credit as a tool to build wealth, create new opportunities, and gain true financial freedom.

What sets me apart? I’m not just teaching theory—I’ve been in your shoes. I know the frustration of trying to stay afloat, the embarrassment of credit denials, and the weight of feeling stuck. But I also know the power of turning pain into purpose and struggle into strategy and now I help others do the same every single day.

If you’re ready to rebuild, reclaim your confidence, and use your credit to unlock the life you deserve, I’m here to guide you every step of the way.

Welcome to The Credit Sharks 🦈 where we don’t just fix credit, we build freedom.

Who This is Perfect For

Individuals with Negative Credit Items

People Looking to Improve Their Credit Score Quickly

Those Who Have Attempted Credit Repair Before

Busy Professionals with Limited Time

First-Time Credit Repair Seekers

Anyone Wanting a Hassle-Free Experience

Here's How It Works

Select Your Plan

Start your journey by selecting and purchasing a credit repair plan.

We Dispute Negative Items

We get you on boarded and start to challenge and remove closed /negative accounts in record time.

Watch Your Credit Score Improve

See results in your client portal updated
every 30-45 days(sometimes
in just 1-2 weeks).

View Your Pricing Plan

◻ $50 Starter Plan

Perfect for clients that want to review their full credit report with an expert, and receive professional insight and a personalized improvement game plan, with the option to move forward afterward with their credit repair journey - no obligation required.

What’s included:

  • FREE 1-on-1 credit consultation call

  • Full credit report audit

  • Customized dispute strategy

  • Step-by-step improvement plan

  • Free access to "Credit Starter Kit"

    tools & insider tips ($2500 value)

  • $50 credited toward full repair plan if you decide to upgrade within 14 days

💬 Best for clients who want clarity and expert guidance before committing. You will book a call via our calendar and speak directly with a credit expert.

$50

⚡ Only accepting 10 new clients this week for guaranteed 45-day results

◻ Essential Plan — $250

Perfect for individuals who want to fix their credit fast and get results without long-term contracts.

What’s included:

  • 90 days of profssional credit clean up (results often seen in as little as 2-6 weeks)

  • Full credit report review

  • 24/7 access to client portal

  • Progress updates every 45 days

  • Dedicated client support via email

  • Free immediate access to Credit Hacks guide (valued at $750)

  • Free access to online community + biweekly live sessions (coming 12/2025) (valued at $2,500).

💬 Best for first-time clients looking to rebuild and clean up their reports quickly.

$250

⚡ Only accepting 10 new clients this week for guaranteed 45-day results

◻ VIP Premier Plan — $500

Our most popular option — for clients who want faster results, personal guidance, and stronger funding positioning.

What’s included:

  • Everything in the Essential Plan plus:

  • Priority processing for faster results

  • Personalized credit-building recommendations

  • Funding readiness review

  • Direct access to your assigned credit specialist

  • Free immediate access to Credit Hacks guide (valued at $750)

  • Free access to our online community + biweekly live sessions (coming 12/2025)(valued at $2,500).

Best for individuals ready to boost their scores and prepare for major purchases like cars, homes, or business credit.

$500

⚡ Only accepting 10 new clients this week for guaranteed 45-day results.

600

◻ Couples Plan — $650

Designed for partners or families who want to rebuild credit together at a discounted rate.

What’s included:

  • Complete repair service for two people

  • 90 days of professional credit cleanup

  • Shared 24/7 client portal to track both reports

  • Credit report analysis and dispute strategy for each person

  • Dedicated client support via email and portal messages

  • Free immediate access to Credit Hacks guide (valued at $750)

  • Free access to our online community + biweekly live sessions (coming 12/2025)(valued at $2,500)..

💬 Best for couples ready to clean up both credit profiles and reach financial goals together.

$650

⚡ Only accepting 10 new clients this week for
guaranteed 45-day results.

◻ VIP Elite Couples Plan — $950

The ultimate all-inclusive option for couples serious about achieving approvals fast — homes, cars, and high-limit funding.

What’s included:

  • Everything in the Couples Plan plus:

  • Priority dispute processing for both partners

  • Personalized funding preparation report

  • Custom credit-builder strategy for each person

  • Direct support from our VIP credit team

  • Free immediate access to Credit Hacks guide (valued at $750)

  • Free access to our online community + biweekly live sessions (coming 12/2025)(valued at $2,500).

💬 Best for couples who want white-glove service, funding support, and fast, life-changing results.

$950

⚡ Only accepting 10 new clients this week for guaranteed 45-day results.

FREE 15-MINUTE CONSULTATION CALLS

Not sure where to start with your financial freedom journey? Our experts are here to give you clear guidance. Many of our clients skip the call entirely because our results speak for themselves, but if you’d like to speak with a knowledgeable credit specialist before getting started, connecting with our team has never been easier.

  • Wondering how to improve your credit quickly?

  • Ready to obtain 50k-150k in funding?

  • Curious about how we’ve helped thousands

    achieve financial confidence?

In just 15 minutes, our experts will give you clear direction, practical advice, and the confidence to take the next step.

No cost. No excuses. Just clarity.

⚠️ Slots are available only for those ready to invest in credit repair. Not ready to invest yet but have general questions? Email us anytime at [email protected].

Client success stories

Frequently Asked Questions

What types of negative items can be removed?

We can help remove various negative items, including judgments, collections, late payments, and inquiries, from your credit report.

How long does it take to see results?

Our service aims to improve your credit score in less than 90 days. However, the exact time frame can vary depending on your individual credit situation.

Is there a guarantee on the results?

Yes, we offer 100% guaranteed results. Our goal is to help you see a significant improvement in your credit score and the removal of negative items from your credit report.

Can I cancel the service at any time?

Yes, you can cancel your subscription at any time without any penalties or additional fees.

How can I get started?

Getting started is easy. Simply click on the "Start Now" button, and follow the prompts to upload your credit report and let our AI-powered software begin the repair process.

We Hunt Debt,

You Win Freedom.

Your journey to financial freedom starts here. We’ve helped thousands break free from debt and secure the approvals they deserve. Now it’s your turn. Together, we’ll transform your credit and put you back in control of your financial life.

contact us

MONDAY-SATURDAY 9am-6pm EST at [email protected]

© 2025 | All Rights Reserved

Results will vary for each individual. Testimonials shared are
personal experiences and are not intended to guarantee
or imply that you will achieve the same outcomes. The
Credit Sharks LLC provides tools and services to support
your journey toward financial empowerment but
does not promise or warrant specific results.